In the case of SFR Services, LLC v. American Coastal Insurance Company, No. 2:22-cv-505 (M.D. Fla. Feb. 7, 2025), the testimony of a Forensic Engineering Expert Witness played a pivotal role in determining the cause and extent of property damage following Hurricane Irma. The case illustrates how expert analysis, even when based on virtual inspection, can meet legal standards of admissibility under federal law.
Background of the Case
SFR Services, LLC filed a lawsuit against American Coastal Insurance Company (ACIC) for failing to pay for damage caused to a property during Hurricane Irma. SFR, acting as the contractor and assignee of the insured, alleged that the insurer breached its obligations under the policy by denying or underpaying for covered losses.