Insurance Fraud Expert Witnesses Part 3

Insurance fraud expert witnesses may consult on the insurance industry, health insurance, disability insurance, and affiliated matters. On December 14, 2011, the Illinois Department of Insurance issued this press release:

The Illinois Department of Insurance Uncovers Company Selling Fraudulent Health Insurance – Department Offers Advice on How to Avoid Scam Insurance Plans

The Department also offers advice on dealing with offers of health insurance:

• Ask questions. Find out exactly what coverage is being offered and why. Ask for written information regarding what health care providers are included in the network and make sure your doctor, hospital, or pharmacy is included. Call your provider to make sure they are participating in the plan being offered • Be wary of unsolicited inquiries or offers. Health insurance may only be sold in Illinois by a licensed insurance agent. Call the Department toll-free at (877) 527-9431 or visit to determine if the salesperson offering you insurance is licensed. Avoid dealing with a salesperson if he or she seems evasive, ill-informed, or if they are reluctant to send you detailed information about the insurance plan or insurance company until after you sign up.

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