Medical Insurance Expert Witnesses & Co-Payments Part 1

Medical insurance expert witnesses may opine on health insurance claims, medical insurance deductibles, and related topics. In Understanding Co-Payments, Deductibles and Co-Insurance Scott Cornelius, board member of the Independent Agents of Oklahoma City, writes:

Health insurance is not as straight-forward an insurance policy as other types of insurance like auto, home and life. That’s because health insurance protects your wallet from more than just the medical bills that can occur after an accident or unexpected illness. It also extends to the costs of treatment for preventative measures and ongoing medical procedures and medications. So unlike an auto or life insurance policy, health insurance policies have a continuing, regular responsibility to assist you in receiving medical treatment. As you can imagine, that kind of responsibility could create a giant financial liability for health insurance companies that aren’t prepared for the claims to start coming in.

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