Auto insurance claims expert witnesses may opine on policies, auto repairs, and injury claims. In How to Read an Auto Policy, Auto Insurance Claim Advice writes:
Your auto insurance policy is not one packet of information. It is made up of different separate sections (often times, different and separate documents). An insurance policy is composed of the following:
* Insurance Declarations Page;
* Actual Auto Insurance Policy (or policy jacket);
* Endorsements (if any of them exist);
These documents refer to each other so it is always good to have them available.
Most consumers do not read their auto insurance policy until they have an accident or a claim. By then, it could be too late.
I would be willing to bet that you never read your auto policy – at least not from beginning to end. After all, there are better things to do. Insurance can be one of those boring and obscure subjects.
It sure is a nice “bedtime reading.”
In fact, most consumers do not even know where their policy is.
Read more: autoinsuranceclaimadvice.com.